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RoofPayback
Updated Oct 15

Solar panels in Albany, NY: payback and output

A kW of south-facing panels in Albany produces about 1,225 kWh a year, 5% less than New York City, the New York reference city. Summer months produce 1.9× what winter does. To cover a typical 10,500 kWh/yr home on paper you'd need roughly 8.6 kW.

Output by month in Albany (kWh per kW)

Best: Jul · weakest: Dec.

Jan: 69 kWhJanFeb: 83 kWhFebMar: 118 kWhMarApr: 119 kWhAprMay: 125 kWhMayJun: 127 kWhJunJul: 142 kWhJulAug: 130 kWhAugSep: 108 kWhSepOct: 87 kWhOctNov: 64 kWhNovDec: 55 kWhDec

Example 7 kW system in Albany

Installed cost (example)
$21,000
Production, year 1
8,577 kWh
Savings, year 1
$2,565
Payback
7.9 years
25-year net gain
$58,512

Uses the New York average price (29.90¢/kWh, EIA July 2026), full net metering and no incentives. Your utility's rate and export credit may differ — change them below.

Roof direction in Albany

Yearly output per kW of panels at a 20° pitch, and how it compares with a south-facing roof.

Roof faceskWh per kW/yrvs. south
South1,225—
Southeast1,180−4%
Southwest1,167−5%
East1,054−14%
West1,035−16%
East-west (split)1,044−15%

Calculate your home in Albany

1 · Your roof
Roof faces
Pitch

About 8.5 kW would cover 100% of your yearly use.

2 · Your usage
3 · Prices
Paying with
Advanced assumptions

Estimated payback

7.9 years

A strong case: well inside the life of the panels.

≈ $214/month off your bill in year 1

025y
Year-1 savings
$2,565
25-yr net gain
$58,512
Return (IRR)
12.8%
Net cost
$21,000

Cumulative savings minus cost

-$21k$0$59kYear 0510152025Break-even · 7.9 yrs

Production vs. use by month

8,577 kWh/yr

Jan: 484 kWhJanFeb: 578 kWhFebMar: 825 kWhMarApr: 834 kWhAprMay: 878 kWhMayJun: 888 kWhJunJul: 993 kWhJulAug: 907 kWhAugSep: 755 kWhSepOct: 611 kWhOctNov: 445 kWhNovDec: 382 kWhDec
Production Your use

Covers 40% of your use directly; 49% of the output is used on the spot.

Which size pays off best?

Same usage and prices, only size changes. Best 25-year gain: 10 kW.

SizeCostYear-1 savingsPayback25-yr gain
3 kW$9,000$1,0998.3 years$23,648
4 kW$12,000$1,4658.1 years$32,364
5 kW$15,000$1,8328.0 years$41,080
6 kW$18,000$2,1988.0 years$49,796
7 kW$21,000$2,5657.9 years$58,512
8 kW$24,000$2,9317.9 years$67,228
10 kW$30,000$3,1408.9 years$74,738
12 kW$36,000$3,13910.5 years$68,738
Estimate based on NLR PVWatts and EIA data. How we calculate.

Read the full New York solar guide for net metering, orientation and price trends.

Other cities in New York

Cities with similar sunshine

Solar in Albany: common questions

Are solar panels worth it in Albany, NY?

For an example 7 kW system costing $21,000 on a home using 10,500 kWh a year, payback in Albany is 7.9 years with full net metering and 10.4 years if exports earn half the retail rate, at the New York average price of 29.90¢/kWh (EIA, July 2026).

How much electricity do solar panels produce in Albany?

About 1,225 kWh per year for each kW of south-facing panels at a 20° pitch (NLR PVWatts, typical-year weather), from 55 kWh in Dec to 142 kWh in Jul.

What size solar system does a home in Albany need?

About 8.6 kW to cover 10,500 kWh a year. Divide your own annual use by 1,225 kWh per kW for a first estimate; if exports earn less than retail, a smaller system often pays back faster.

Does roof direction matter in Albany?

Yes. Per kW at a 20° pitch: south 1,225 kWh, southeast 1,180 kWh, southwest 1,167 kWh, east 1,054 kWh, west 1,035 kWh, east-west (split) 1,044 kWh a year. South-facing roofs produce the most; east or west roofs still work, with less output.

Guides for going solar in Albany

Data: NLR PVWatts v8 (U.S. DOE National Laboratory of the Rockies, formerly NREL), TMY weather near Albany (42.65, -73.76), 14% losses, retrieved 2026-10-11. Published 2026-10-15.