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RoofPayback
Updated Oct 15

Solar panels in Miami, FL: payback and output

A kW of south-facing panels in Miami produces about 1,552 kWh a year, about the same as Orlando, the Florida reference city. Summer months produce 1.1× what winter does. To cover a typical 10,500 kWh/yr home on paper you'd need roughly 6.8 kW.

Output by month in Miami (kWh per kW)

Best: Mar · weakest: Dec.

Jan: 117 kWhJanFeb: 121 kWhFebMar: 152 kWhMarApr: 145 kWhAprMay: 142 kWhMayJun: 126 kWhJunJul: 137 kWhJulAug: 136 kWhAugSep: 124 kWhSepOct: 126 kWhOctNov: 116 kWhNovDec: 110 kWhDec

Example 7 kW system in Miami

Installed cost (example)
$21,000
Production, year 1
10,862 kWh
Savings, year 1
$1,578
Payback
12.3 years
25-year net gain
$28,486

Uses the Florida average price (15.03¢/kWh, EIA July 2026), full net metering and no incentives. Your utility's rate and export credit may differ — change them below.

Roof direction in Miami

Yearly output per kW of panels at a 20° pitch, and how it compares with a south-facing roof.

Roof faceskWh per kW/yrvs. south
South1,552—
Southeast1,523−2%
Southwest1,473−5%
East1,404−10%
West1,333−14%
East-west (split)1,368−12%

Calculate your home in Miami

1 · Your roof
Roof faces
Pitch
2 · Your usage
3 · Prices
Paying with
Advanced assumptions

Estimated payback

12.3 years

A solid case if you plan to stay in the home.

≈ $132/month off your bill in year 1

025y
Year-1 savings
$1,578
25-yr net gain
$28,486
Return (IRR)
7.2%
Net cost
$21,000

Cumulative savings minus cost

-$21k$0$28kYear 0510152025Break-even · 12.3 yrs

Production vs. use by month

10,862 kWh/yr

Jan: 820 kWhJanFeb: 846 kWhFebMar: 1,065 kWhMarApr: 1,016 kWhAprMay: 991 kWhMayJun: 883 kWhJunJul: 959 kWhJulAug: 949 kWhAugSep: 871 kWhSepOct: 882 kWhOctNov: 813 kWhNovDec: 767 kWhDec
Production Your use

Covers 40% of your use directly; 39% of the output is used on the spot.

362 kWh/yr earn no credit. Your credits exceed a year of grid purchases and most utilities don't pay out the excess. A smaller system pays back faster.

Which size pays off best?

Same usage and prices, only size changes. Best 25-year gain: 7 kW.

SizeCostYear-1 savingsPayback25-yr gain
3 kW$9,000$70013.0 years$10,875
4 kW$12,000$93312.6 years$15,333
5 kW$15,000$1,16612.4 years$19,791
6 kW$18,000$1,39912.3 years$24,249
7 kW$21,000$1,57812.3 years$28,486
8 kW$24,000$1,57813.7 years$27,406
10 kW$30,000$1,57816.5 years$21,406
12 kW$36,000$1,57819.0 years$15,406
Estimate based on NLR PVWatts and EIA data. How we calculate.

Read the full Florida solar guide for net metering, orientation and price trends.

Other cities in Florida

Cities with similar sunshine

Solar in Miami: common questions

Are solar panels worth it in Miami, FL?

For an example 7 kW system costing $21,000 on a home using 10,500 kWh a year, payback in Miami is 12.3 years with full net metering and 16.9 years if exports earn half the retail rate, at the Florida average price of 15.03¢/kWh (EIA, July 2026).

How much electricity do solar panels produce in Miami?

About 1,552 kWh per year for each kW of south-facing panels at a 20° pitch (NLR PVWatts, typical-year weather), from 110 kWh in Dec to 152 kWh in Mar.

What size solar system does a home in Miami need?

About 6.8 kW to cover 10,500 kWh a year. Divide your own annual use by 1,552 kWh per kW for a first estimate; if exports earn less than retail, a smaller system often pays back faster.

Does roof direction matter in Miami?

Yes. Per kW at a 20° pitch: south 1,552 kWh, southeast 1,523 kWh, southwest 1,473 kWh, east 1,404 kWh, west 1,333 kWh, east-west (split) 1,368 kWh a year. South-facing roofs produce the most; east or west roofs still work, with less output.

Guides for going solar in Miami

Data: NLR PVWatts v8 (U.S. DOE National Laboratory of the Rockies, formerly NREL), TMY weather near Miami (25.76, -80.19), 14% losses, retrieved 2026-10-11. Published 2026-10-15.